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Expert call · Head of Office Lending · Europe

Head of Office Lending, Europe: your answer wanted

72% of 134 lenders surveyed plan to raise 2026 origination, but 66% will not lend against an asset that fails a sustainability screen without an improvement plan.

  1. What LTV and margin would your team offer today on a €50m, five-year loan for a stabilised EPC-A Munich office?
  2. What changes if the office is EPC-D and has no capex plan?
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